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Ontime is a better way to pay your bills. With Ontime you can pay your bills straight from your salary—which makes it a lot less likely you'll miss a bill payment. We all know that when you miss a bill it creates a whole load of **** to deal with: phone calls; fees; damaged credit scores. That's stress you can do without.
That's why we built Ontime. We want to make managing money simple—and take away the pain and frustration that money can bring. So with Ontime, when you get paid, your bills get paid. No stress.
And it's a sweet deal. If you pay with Ontime you can get benefits like discounts on bills, cashback, and access to better products.
Hold up. There's more. By paying your bills before your salary lands in your current account, Ontime makes it clearer what you can spend on food, fuel and fun. Sure, Ontime's not going to turn you into an accountant overnight—but we'll definitely help you to get on top of your money.
Everything is automated—you won't need to do a thing.
Once you've set up Ontime with your provider, they'll tell us how much you owe them each month. Let's say that's £100.
Each month, when your employer runs payroll, we'll tell the payroll software company, which your employer uses, to reduce your pay* by £100.
On payday your employer sends that £100 to your provider via the Ontime network. The provider applies the £100 to your account on the bill's due date. Magic.
*Ontime takes deductions from net pay (after tax).
Your Payroll Administrator can see that you're using Ontime. However, they won't know what provider(s) you are making payments to. The deduction on your payslip will appear as 'Ontime'.
You're protected by the Ontime Guarantee. This means two things:
- You can cancel any future Ontime payment at any time. Just ask your provider and they must do it.
- If you want your latest payment back, you can ask your provider for a full refund. Again, they must do it. You're always in control.
You're eligible to use Ontime if:
- your pay is processed using payroll software that Ontime is connected into; and
- an organisation you're dealing with chooses to offer you Ontime as a payment method. An organisation may be an energy supplier, broadband provider, lender etc.
We don't charge you fees.